What does a card payment cost?
The card rates and the flat €0.05 Verimly fee per payment, what happens to fees on refunds and disputes, and where fees show up in Verimly.
On this page
Every card payment carries two fees: the card rate, set and charged by Stripe, the payment partner behind Verimly Payments, and a flat €0.05 for Verimly. Both are taken off the payment before it reaches your balance, so you never receive a separate bill for them. Cash costs nothing, and the fee is the same on every plan.
The fees
- Card rate: Stripe's standard list price for the card or payment method. It depends on where the guest pays and on the card.
- Verimly fee: €0.05 per card payment, on every card payment: card reader, bar tab, table QR and online.
At the till
| Payment | Card rate | Verimly |
|---|---|---|
| Cards issued in the EEA (debit and credit, tapped, inserted or on a phone) | 1.4% + €0.10 | €0.05 |
| Cards issued outside the EEA, including the UK | 2.9% + €0.10 | €0.05 |
| Apple Pay and Google Pay | Same as the card in the wallet | €0.05 |
| Cash | No fee | None |
At the table and online
| Payment | Card rate | Verimly |
|---|---|---|
| Standard cards from the EEA | 1.5% + €0.25 | €0.05 |
| Premium cards and business cards from the EEA | 2.8% + €0.25 | €0.05 |
| Cards from the UK | 2.5% + €0.25 | €0.05 |
| Cards from elsewhere | 3.15% + €0.25, plus 2% when the currency is converted | €0.05 |
| iDEAL / Wero | €0.29 | €0.05 |
| Bancontact | €0.35 | €0.05 |
| EPS | 1.6% + €0.25 | €0.05 |
| Apple Pay, Google Pay and Link | Same as the card in the wallet | €0.05 |
Refunds and disputes
- When you refund a payment, the €0.05 Verimly fee is not refunded.
- A disputed payment carries a dispute fee. See Respond to a card dispute.
- Fees are taken off per payment, so a split bill paid with three cards carries the fee three times.
Where fees show up
- Settings › Card payments: the This month card shows your card volume, the number of payments, the card fees and the Verimly fees ("{count} × €0.05").
- Payments: each card payment lists its fees and the Net amount. A payment shows Not settled yet until its card fee is final. Open a payment to see the amount charged, the tip, both fees and any refund.
- Payouts: each payout shows the fees it contains. See Payouts and your balance.
- Payments › Fee statements: one statement per month, for your records.
- Settings › Plan & billing › Invoices: the month's Verimly fees, on your Verimly invoice with a matching credit.
Monthly fee statements
Go to Payments › Fee statements. Each month shows the Payments count, the Fees deducted and, for information, the card fees for the same month. A statement is for your records: it is not an invoice.
- The running month is Running and is updated as you take payments. After the month ends it becomes Final.
- Select PDF to download the statement.
- Once a month is final, its Verimly fees go on your Verimly invoice. The month then shows On your invoice of and the invoice date: select it to open Settings › Plan & billing › Invoices.
On your Verimly invoice
Verimly sends you one invoice a month. The Verimly fees of the month that just ended are a line on it, such as "Verimly Payments fees, October 2026 — 1,000 card payments (deducted at payment)", with a credit of the same amount, "Already deducted from your card payments". Stripe already took the fees off your payments, so the invoice shows them and their VAT for your accounts, and the credit keeps the amount to pay the same.
- Monthly plan: the line goes on your next plan invoice.
- Yearly plan or no subscription: the month's fees come on an invoice of their own. With the credit it is already paid: nothing is due.
- VAT: the €0.05 includes Dutch VAT at 21%: nothing is added on top. For a business outside the Netherlands with a VAT number in its business details, the invoice reverse charges the VAT.
Seeing payments, payouts and fee statements needs the Payouts and payment fees permission.
Common questions
Does the fee depend on my plan?
No. It is €0.05 per card payment on Starter, Pro and Business.
Is there a monthly fee for Verimly Payments?
No. You pay per card payment only. Card readers are bought separately.
Is the Verimly fee taken on the tip too?
The fee is a flat €0.05 per payment, whatever the amount or tip.